Scam Alert Center
The latest scams and digital threats — explained in plain English so you know exactly what to watch for and how to protect yourself.
Your phone rings. You hear your child's voice, crying, saying they have been arrested and need money immediately. It sounds exactly like them. It is not them. The FBI issued a warning in June 2026 about AI voice cloning scams that have drained nearly $900 million from Americans. This one is urgent.
Quick Summary
Scammers clone a loved one's voice using just 3 seconds of audio from social media, then fake an emergency
The FBI confirmed $893 million in AI-related scam losses in 2025
Fix: Create a family safe word right now. It takes 2 minutes and stops this cold
How This Scam Works
Criminals collect short voice clips from your family's public social media videos or voicemails. AI tools can now clone that voice using as little as 3 seconds of audio. The clone is nearly impossible to tell apart from the real person.
The call comes from an unknown number. The "voice" of your loved one says they were arrested, in a car accident, or kidnapped. A second person sometimes gets on the line, claiming to be a lawyer or police officer. They demand immediate payment by wire transfer, gift cards, or cryptocurrency and pressure you to act fast.
That panic is the weapon. Scammers know that when fear takes over, people stop thinking clearly. One California mother wired $5,000 before realizing her daughter was safe at work the entire time.
What To Do Right Now
1. Create a family safe word today. Pick something random that no one outside your family would guess. "Purple cactus." "Tuesday storm." Anything unusual works. If anyone calls claiming to be a family member in an emergency, ask for the safe word before doing anything else. An AI clone cannot guess a word it was never trained on.
2. Hang up and call back directly. End the call. Dial your family member's real number from your contacts. If they answer normally, it was a scam. If you cannot reach them, call a second family member to check.
3. Never send emergency money by phone. Real emergencies have real processes. Wire transfers, gift cards, Zelle, and cryptocurrency sent to strangers are gone forever. No legitimate emergency requires payment in gift cards.
4. Set your social media videos to private or friends only. Scammers collect voice samples from public posts. Limiting public audio of your voice reduces your risk.
5. Report it. If you received this call, report it to the FBI at ic3.gov and to the FTC at reportfraud.ftc.gov.
Stay Protected Going Forward
The safe word is your fastest and most reliable defense. Beyond that, make it a family habit: any call requesting emergency money gets verified by calling back on a known number before any action is taken. That one rule stops this scam every time.
Protect your whole family with a simple plan. Download the free 5-Minute Family Digital Safety Checklist at simpledigitalsafety.com/checklist